![](https://policebank.wbds.com.au/wp-content/uploads/2023/08/Offset-2-PB-scaled.jpg)
Why you’d like an Offset account
- You want to pay off your home loan sooner by reducing the interest charges
- You want the option of automatic payments via periodical payment & direct debit from this account
- You can access your money anytime
- You have an eligible home loan (standard variable, paying Principal and Interest)
- You want to deposit your salary straight into the Offset account
Benefits
- No ongoing monthly or annual fees
- No minimum or maximum balance
- No minimum or maximum withdrawals
- 100% offset — the money in this account reduces the interest paid on your attached home loan
![](https://policebank.wbds.com.au/wp-content/uploads/2023/08/Offset-3-PB-scaled.jpg)
Important Information
Want to see all our terms and conditions, policies and more? Click the button below.